Can utility companies check credit scores?

Apr 16, 2025 ... In 2025, the national average is 715. That said, for the 13% of people who still have the Worst scores (below 523), paying double to nearly ... What is a good credit score range? · 800 and above: excellent · 740 to 799: very good · 670 to 739: good · 580 to 669: fair · 579 and below: poor. Oct 15, 2024 ... Credit score range, Description. 300 – 579, Poor. 580 – 669, Fair. 670 – 739, Good. 740 – 779, Very good. 800 – 850, Excellent. Of course, your ... Jan 28, 2025 ... The CFPB highlighted instances where credit scoring models used by credit card lenders and auto lenders may result in violations of the Equal Credit ... Credit scores are maintained by the national credit bureaus and include debt like credit cards, auto loans or student loans. Your score is influenced by many ... To support the industry in transitioning to the new Credit Score models, Fannie Mae is providing anonymous historical credit scores based on VantageScore® ... ... FICO® Bankcard Score 8 model and may be different from other credit scores. ... Citi and Fair Isaac are not credit repair organizations as defined under ... Jul 23, 2024 ... Based on the FICO scoring model, the national average score of 717 is considered good credit. But even if you have good credit, there are other ... FHFA, along with Fannie Mae and Freddie Mac (the Enterprises), is committed to regularly assessing and modernizing the credit score models used by mortgage ... Apr 17, 2025 ... Those borrowers are also at risk of having their credit score impacted if they fail to make payments, and a new 90-day student loan delinquency ...