How does the average credit score in the US compare to other countries? What factors influence the average credit score?

Below is a chart showing average interest rates that a New Jersey lender might charge for common types of loans based on the borrower's FICO scores. Dec 3, 2024 ... Minnesota residents have the highest credit scores in the US with an average VantageScore credit score of 726, a recent report from WalletHub finds. Jan 28, 2025 ... The average credit score in the US was 715 in 2024, unchanged from the 715 average in the third quarter (Q3) of 2023. FICO scores range from 300 to 850, and a good credit score is between 670 and 739. Learn more about good and not-so-good credit scores at Citizens. Jul 23, 2024 ... Based on the FICO scoring model, the national average score of 717 is considered good credit. But even if you have good credit, there are other ... Feb 27, 2023 ... The average credit score is higher for those aged 35–64, while the average credit score among individuals aged 20–34 is lower. The average VantageScore 3.0 score is 700, as of November 2024. Only adults in the two oldest age groups have average scores above these numbers, but the other ... ... score, your notice must include the score you used and the information below. If you get and use two or more credit scores — say you average the scores ... Credit scores are maintained by the national credit bureaus and include debt like credit cards, auto loans or student loans. Your score is influenced by many ... Jul 28, 2021 ... the average consumer FICO score in the US in 2020 was 711—an eight-point increase over 2019. In other words, the average credit score in America ...