Are there regional differences in average credit scores within a state? How does access to credit affect average credit scores in underserved communities?

Key statistics · The average American has a 717 FICO Score—a score most lenders would classify as “good credit.” · Since 2005, the average FICO Score has ... Oct 9, 2024 ... FICO® Scores are dynamic three-digit numbers ranging from 300-850, which evolve as changes in borrower behavior is reflected in the data ... Oct 5, 2023 ... Fair Isaac Corporation was one of the first companies to develop a method for calculating consumer credit scores based on information collected ... Jun 28, 2024 ... Key Takeaways · The average credit score for American adults is 717 based on FICO's scoring model and 702 based on VantageScore. · The average ... Mar 26, 2025 ... The table below depicts those estimates, revealing those with superprime credit scores (760 or higher) before the delinquency saw average credit ... FHFA, along with Fannie Mae and Freddie Mac (the Enterprises), is committed to regularly assessing and modernizing the credit score models used by mortgage ... Sep 6, 2023 ... Nationally, the average credit score for all adults is 714, which is in the “good” range. But the average credit score by age varies ... Jun 5, 2024 ... US Senators Chris Coons (D-Del.) and Thom Tillis (RN.C.) introduced the Fair Credit for American Hostages Act yesterday to protect the credit scores of ... Oct 23, 2024 ... The average FICO credit score in the US in 2023 was about 715. While ... The FICO score, named after its developer, Fair Isaac Corporation, is the ... Oct 19, 2020 ... The average consumer credit score has gone up during the pandemic, an unexpected positive side effect on personal finance from relief efforts ...