What are the consumer rights related to alternative credit scoring?

Sep 23, 2021 ... Abstract. This paper covers a scoping review to establish the breadth of alternative credit scoring literature. The field is nascent and gaining ... Oct 29, 2024 ... Telecom Alternate Credit Scoring: Harnessing AI/ML for Enhanced Risk Management · 1. Identifying Potential Bad Debt Situations: It enables ... Feb 21, 2017 ... Harder to educate and explain: The more factors that are integrated into a consumer's credit score or into decisions in the credit process, or ... Lending in the United States 5. Lending in India 7. Emergence of Digital Lending 7. Consumer Protection Concerns with Alternative Credit Scoring 9. Privacy and ... Jan 20, 2025 ... My work contributes socially by improving access to finance for the un- and underbanked, as well as academically by filling gaps in research. A ... Nov 7, 2024 ... consumer reporting agencies (CRAs)—Equifax, Experian, and TransUnion—have not traditionally used to calculate credit scores. These CRAs ... May 10, 2023 ... My analysis shows that alternative credit scoring systems function as a key piece of calculative infrastructure, which allows some institutions ... Apr 24, 2020 ... Smartphone data, like geolocation and data usage, can be used by financing companies to evaluate the risk level of an individual without a credit history. For decades, traditional credit scoring models have relied on a narrow set of financial data – primarily past loan repayments, credit card usage, ... An infile credit report credit score is considered valid for unsecured Section 504 ... Non-Traditional or Alternative Credit. (No Score/Only One Score). What is ...