How could virtual reality (VR) or augmented reality (AR) play a role in alternative credit assessment?

Summary of S.1685 - 115th Congress (2017-2018): A bill to require Fannie Mae and Freddie Mac to establish procedures for considering certain credit scores ... Our credit scoring platform offers a frictionless experience that fits with you and your customers' digital lifestyle. Our independent credit scoring API ... Apr 10, 2025 ... Alternative credit scoring is the act of predicting credit worthiness using alternative data points. Namely, our online behavior — what we ... May 21, 2024 ... This study explores the potential of utilizing alternative data sources to enhance the accuracy of credit scoring models. Aug 8, 2024 ... Alternative credit data refers to nontraditional data that lenders use to assess a borrower's creditworthiness, especially when there is limited ... Oct 17, 2023 ... Nova Credit Lands $45 Million in Funding for Alternative Credit Scoring ... Borderless credit data company Nova Credit has brought in $45 million ... Feb 18, 2025 ... Alternative credit scoring is changing the way lenders assess risk. By using simple, clear, and modern methods, this approach makes it easier to ... Jun 22, 2023 ... Alternative credit scoring enables lenders to assess potential borrowers' financial discipline based on their digital footprints. Nov 29, 2021 ... ... loan and how much they should pay. This so-called alternative credit scoring could have profound effects for consumers, many of them ... Feb 25, 2025 ... Alternative credit scoring models include alternative credit data, such as rent payments or transactional activity, in addition to or as a ...