How can alternative credit scoring facilitate cross-border lending?

VantageScore is a leading credit-score model development company that generates the most inclusive, innovative and predictive models used in the ... Feb 10, 2025 ... OJK Issues Long-Awaited Regulation on Alternative Credit Scoring ... Indonesia's Financial Services Authority (Otoritas Jasa Keuangan – “OJK”) has ... Mar 15, 2021 ... These data could enable credit scoring for more than 50 million currently unscoreable consumers and raise credit scores for those with thin files. May 15, 2024 ... VantageScore today announced that its newest credit-scoring model, VantageScore 4plus™, is now available for pilot by banks, fintechs and ... Jul 9, 2024 ... ... can now pledge mortgage collateral using VantageScore credit scores as an alternative to the Classic FICO credit score model. For decades, traditional credit scoring models have relied on a narrow set of financial data – primarily past loan repayments, credit card usage, ... Utilising alternative data to evaluate a borrower's financial soundness and repayment capability is known as “alternative credit scoring”. This new assessment ... Jan 26, 2023 ... Alternative credit scoring models incorporate alternative credit data* that isn't typically found on consumer credit reports. These scores aren' ... ... W. Meeks and Ritchie Torres Announce Federal Home Loan Bank of New York Now Accepts Alternative Credit Scoring Model. October 28, 2024. Press Release. FHFA, along with Fannie Mae and Freddie Mac (the Enterprises), is committed to regularly assessing and modernizing the credit score models used by mortgage ...