What are some examples of non-financial data used in alternative credit scoring?

Jul 12, 2023 ... ... Credit Data. -13-. Page 14. Trends in alternative data adoption. ▫ Lenders are increasingly using traditional credit scoring, alternative data ... Jul 9, 2024 ... ... can now pledge mortgage collateral using VantageScore credit scores as an alternative to the Classic FICO credit score model. Sep 20, 2022 ... Less than half of all U.S. adults have access to prime credit because of their credit score. But new LSU and Harvard University research ... May 2, 2019 ... ... alternative data centric innovations, including alternative scoring techniques, in their markets. ... The credit rating of the business owner must ... Jan 8, 2025 ... Discover how non-traditional data sources—such as utility payments, social media insights, and behavioral patterns—can revolutionize credit ... Mar 26, 2024 ... Alternative credit data, such as rent payments or other transactional activity, can be used to develop alternative credit scoring models in ... Feb 10, 2022 ... Alternative data promise to expand access to loans for the more than one in seven adult Americans who lack an established credit score, Chopra ... Jan 23, 2018 ... CGAP and Harvesting Inc., a California-based financial technology firm, are partnering to develop a new credit scoring mechanism for smallholder farmers in ... Feb 10, 2025 ... OJK Issues Long-Awaited Regulation on Alternative Credit Scoring ... Indonesia's Financial Services Authority (Otoritas Jasa Keuangan – “OJK”) has ... NAR supports competition in credit scoring and alternative credit scoring models aimed to responsibly expand mortgage credit for millions of hardworking ...