How is online reputation or reviews considered in alternative credit scoring (with ethical caution)?

Jul 20, 2022 ... And although it has not stretched as far as GSE conservatorship, the FHFA's review of alternative credit scoring models is now in its seventh ... Dec 13, 2019 ... As with prior developments in the evolution of credit underwriting, including the advent of credit scoring, the use of alternative data and ... Janine S. Hiller, Fairness in the Eyes of the Beholder: AI; Fairness; and Alternative Credit Scoring, 123 W. Va. L. Rev. May 5, 2009 ... ... alternative credit-based insurance scoring model that would not have such an effect among racial and ethnic groups. insurance credit scoring ... M&T Advisory is a digital publication prepared by the Indonesian law firm, Makarim & Taira S. It informs generally on the topics covered. using alternative data to evaluate creditworthiness, can help you reduce unscorable consumers by up to 60% — and approve over 20% more applicants ... Oct 16, 2023 ... Including this alternative data into scoring models will expand homeownership opportunities for creditworthy borrowers and make scores more ... What is alternative credit scoring? Using alternative data for credit scoring is a method that assesses your potential borrower's creditworthiness by looking ... Mar 26, 2024 ... Alternative credit data, such as rent payments or other transactional activity, can be used to develop alternative credit scoring models in ... Jan 5, 2022 ... Lenders are increasingly exploring alternative information or data not typically used in credit scoring to determine loan eligibility.