Can alternative credit scoring help individuals access student loans or other forms of educational financing?

Jun 22, 2023 ... Alternative credit scoring enables lenders to assess potential borrowers' financial discipline based on their digital footprints. Aug 5, 2024 ... Alternative credit scores are an evaluation method for assessing an individual's creditworthiness. They are used instead of traditional credit ... these scores help lenders quickly assess the risk associated with lending to a particular borrower. Key challenges of MSME access to finance include a lack of ... Dec 13, 2019 ... As with prior developments in the evolution of credit underwriting, including the advent of credit scoring, the use of alternative data and ... Mar 26, 2024 ... Alternative credit data, such as rent payments or other transactional activity, can be used to develop alternative credit scoring models in ... Summary of S.1685 - 115th Congress (2017-2018): A bill to require Fannie Mae and Freddie Mac to establish procedures for considering certain credit scores ... Oct 26, 2022 ... VantageScore 4.0 is a credit-scoring alternative jointly created by the nationwide consumer reporting agencies (CRAs). VantageScore and ... May 15, 2024 ... VantageScore today announced that its newest credit-scoring model, VantageScore 4plus™, is now available for pilot by banks, fintechs and ... Feb 8, 2024 ... A consumer credit score is a numeric metric used by lenders to determine the likelihood of default on a consumer loan. Consumer scores are ... Nov 29, 2021 ... ... loan and how much they should pay. This so-called alternative credit scoring could have profound effects for consumers, many of them ...