What are my rights under the Equal Credit Opportunity Act (ECOA) when applying for credit?

... requires current proof of residence, proof of income, and your credit score. For a trade-in, the dealership will ask for your vehicle's registration and the ... Jun 29, 2023 ... Most used auto loans go to borrowers with minimum credit scores of at least 675. For new auto loans, most borrowers have scores of around 730. Benefits of Getting Credit Union Car Loan. Get pre-approved and know your ... What kind of credit score do you need to get a car loan? The credit score ... Ideal Credit Score to Finance a Car · Average Credit Score to Finance a New Car: 714 (“Prime”) · Average Credit Score to Finance a Used Car: 655 (“Non-Prime”). There's no set credit score that's required to buy a car. Drivers can purchase vehicles with high or low credit scores. That said, most car loan borrowers have ... What credit score is needed to buy a car? When buying a new or pre-owned Mercedes-Benz, many car shoppers often ask, “What is the credit score needed to finance a vehicle? So keep in mind that the credit tier you fit into can vary depending on who you're financing with. Conditions and Requirements. Depending on your credit score ... You don't need some magic credit score to get a car loan. Most people and most credit scores — good or poor — can get one ... Apr 11, 2024 ... Applying for a luxury auto loan often requires a credit score of at least 700. Many lenders prefer a “very good” credit score of 740-799 or an “ ...