How can we ensure that neurotechnologies are developed and used in a way that respects individual rights and privacy?

2.1 What Is Maturity Transformation and. Why Does It Cause Illiquidity? We begin by describing the standard framework used in the literature—which is based ... The definition of digital maturity in life science has changed. Standards for digital transformation across the healthcare industry have vaulted forward, ... Digital transformation goes beyond the implementation of technologies. It requires a new mindset and culture to embrace change and experiment while adopting ... Jul 18, 2024 ... We find that depositors pay a significant cost for the liquidity provided by bank deposits. This cost is strongly related to the amount of ... Jan 30, 2022 ... We distinguish explicitly between net interest income from pure maturity transformation and a residual part representing market power, ... It also achieves the same type of maturity transformation as a regular bank, with long-term assets financed by short-term liabilities,” the researchers ... Nov 30, 2012 ... during the recent crisis was the excessive maturity transformation undertaken by financial firms. Put simply, these firms were relying too ... Maturity transformation ... Maturity transformation is the practice by financial institutions of borrowing money on shorter timeframes than they lend money out. 2 (b) that “any service or activity involving maturity transformation, liquidity transformation, leverage or credit transfer” shall be regarded as well as ... We show that maturity transformation does not expose banks to interest rate risk - it hedges it. The reason is the deposit franchise, which allows banks to ...