What are the potential for new financial products and services enabled by alternative credit scoring?

Aug 5, 2024 ... Alternative credit scores are an evaluation method for assessing an individual's creditworthiness. They are used instead of traditional credit ... Feb 10, 2025 ... OJK Issues Long-Awaited Regulation on Alternative Credit Scoring ... Indonesia's Financial Services Authority (Otoritas Jasa Keuangan – “OJK”) has ... Mar 17, 2020 ... Pros and cons of alternative credit scoring models. The biggest advantage of alternative credit scoring is that more borrowers can qualify for ... May 15, 2024 ... VantageScore today announced that its newest credit-scoring model, VantageScore 4plus™, is now available for pilot by banks, fintechs and ... Oct 31, 2016 ... This is why the technical debate over alternative credit-scoring models in housing finance is both important and politically fraught. Feb 10, 2022 ... Alternative data promise to expand access to loans for the more than one in seven adult Americans who lack an established credit score, Chopra ... Feb 18, 2025 ... Alternative credit scoring is changing the way lenders assess risk. By using simple, clear, and modern methods, this approach makes it easier to ... Jan 26, 2023 ... Alternative credit scoring models incorporate alternative credit data* that isn't typically found on consumer credit reports. These scores aren' ... Apr 10, 2025 ... Alternative credit scoring is the act of predicting credit worthiness using alternative data points. Namely, our online behavior — what we ... Our credit scoring platform offers a frictionless experience that fits with you and your customers' digital lifestyle. Our independent credit scoring API ...