What are the policy implications of widespread adoption of alternative credit scoring?

FHFA, along with Fannie Mae and Freddie Mac (the Enterprises), is committed to regularly assessing and modernizing the credit score models used by mortgage ... ... Credit Score Models by Fannie Mae and Freddie ... CAGW Joins Coalition to Support FHFA Rule on Alternative Credit Score Models. Agency Comments. March 21, 2019. Alfred M. Pollard, General Counsel ... W. Meeks and Ritchie Torres Announce Federal Home Loan Bank of New York Now Accepts Alternative Credit Scoring Model. October 28, 2024. Press Release. May 8, 2024 ... This type of alternative data for credit scoring encompasses various non-traditional financial indicators such as rent payment histories, incomes from gig jobs ... Oct 26, 2022 ... VantageScore 4.0 is a credit-scoring alternative jointly created by the nationwide consumer reporting agencies (CRAs). VantageScore and ... Summary of S.1685 - 115th Congress (2017-2018): A bill to require Fannie Mae and Freddie Mac to establish procedures for considering certain credit scores ... Mar 22, 2019 ... National Taxpayers Union filed comments this week with the Federal Housing Finance Agency on the possibility of using alternative credit ... Nov 7, 2024 ... consumer reporting agencies (CRAs)—Equifax, Experian, and TransUnion—have not traditionally used to calculate credit scores. These CRAs ... Mar 21, 2022 ... MO Technologies Chooses Esri's ArcGIS Platform to Support Alternative Credit Scoring Tool ... The product also works in tandem with MO Score, the ... M&T Advisory is a digital publication prepared by the Indonesian law firm, Makarim & Taira S. It informs generally on the topics covered.