How can alternative credit scoring support microfinance initiatives?

VantageScore is a leading credit-score model development company that generates the most inclusive, innovative and predictive models used in the ... Mar 22, 2023 ... This method expands upon traditional credit scoring models and incorporates factors such as non-traditional data such as utility and rent payments, social ... using alternative data to evaluate creditworthiness, can help you reduce unscorable consumers by up to 60% — and approve over 20% more applicants ... Jan 28, 2025 ... ... alternative credit scoring models that would meet an institutions' legitimate business needs. The CFPB's examiners also noted that financial ... An alternative way of complying with the Rule is to give a credit score disclosure notice to all customers, regardless of the terms on which you granted them ... Jul 9, 2024 ... ... can now pledge mortgage collateral using VantageScore credit scores as an alternative to the Classic FICO credit score model. Apr 10, 2025 ... Alternative credit scoring is the act of predicting credit worthiness using alternative data points. Namely, our online behavior — what we ... Feb 10, 2025 ... OJK Issues Long-Awaited Regulation on Alternative Credit Scoring ... Indonesia's Financial Services Authority (Otoritas Jasa Keuangan – “OJK”) has ... Alternative credit scoring and financial inclusion : a structural data justice perspective ... This paper explores questions of justice surrounding the use of ... Utilising alternative data to evaluate a borrower's financial soundness and repayment capability is known as “alternative credit scoring”. This new assessment ...