What are some reliable sources for staying up-to-date on credit reporting news?

Hard vs. Soft Credit Inquiries. A hard credit inquiry is when a lender requests a credit report after a borrower applies for a new line of credit, such as ... A soft inquiry is when you check your own score or a company checks it without applying for credit. Want to learn how to manage your credit and finances? We got ... May 21, 2019 ... During a routine scan of his TransUnion credit report, Glassman noticed Los Alamitos Medical Center had checked his credit — twice — during two ... Jul 29, 2024 ... Learn about soft credit inquiries, or soft pulls, and how they differ from hard inquiries. Discover how they impact your credit score and ... Jan 30, 2023 ... Only you can see what soft credit inquiries have been run on your credit report. How many points does a hard credit inquiry cost you? On the ... A hard inquiry will impact your credit score, you can make a soft inquiry to check the credit score. This will help in knowing whether you will be eligible for ... May 11, 2023 ... A soft inquiry occurs when you or someone you authorize checks your credit report. Soft inquiries do not affect your credit scores. Oct 30, 2024 ... Soft credit check: Lenders typically perform a soft inquiry on your credit, which doesn't affect your credit score. Estimated loan terms ... A soft credit pull is used for personal credit checks, preapproved credit card offers and prequalification for a home loan. How can I prepare for a soft or hard ... Oct 1, 2024 ... What is a soft credit inquiry? Everything you need to know · Soft inquiries are pulls of your credit report that don't involve applying for ...