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Aug 31, 2020 ... Soft inquiries do not affect your credit score. Watch Out for Inaccurate Inquiries. Hard inquiries for credit applications you don't recognize ... Both hard and soft inquiries will show up on your credit report. However, only one type of inquiry impacts your credit score. Below are the important ... Apr 7, 2025 ... Unlike hard inquiries, soft inquiries won't affect your credit scores. (They may or may not be recorded in your credit reports, depending on the ... Jan 14, 2025 ... A soft credit inquiry, also referred to as a soft check or a soft pull, happens when you, an authorized individual or an organization reviews ... Apr 12, 2023 ... A soft inquiry is a credit check that does not damage your credit score in any way, since you are not applying for new credit. Mar 12, 2024 ... Unlike hard inquiries, which typically occur when you apply for credit or loans, soft pulls are conducted for informational purposes and do not ... Feb 20, 2025 ... Find out the difference between a soft inquiry and a hard inquiry, and how they can impact your credit score. Dec 20, 2016 ... [to] investigate your credit worthiness, and to obtain credit information, including a consumer credit report….” 2 SoFi processed this inquiry ... A soft pull is used for prequalifying a customer; a hard pull is used when a customer is applying for a loan. Both require the customer's written permission to ... Mar 28, 2022 ... ... open a new account. Soft inquiries are even less worrisome because dozens and even hundreds of soft inquiries cannot impact your credit score.