How do I interpret the soft inquiry section of my credit report?

A soft credit inquiry occurs when a person or company checks your credit report, like when you check your credit score – which you can do for free via Alliant ... Soft inquiries do not affect credit scores and are not visible to potential lenders that may review your credit reports. They are visible to you and will stay ... Both hard and soft inquiries will show up on your credit report. However, only one type of inquiry impacts your credit score. Below are the important ... A soft inquiry is when you check your own score or a company checks it without applying for credit. Want to learn how to manage your credit and finances? We got ... Jun 5, 2023 ... Each soft credit check is recorded on your credit file but will not be shown on credit reports provided to credit providers and will not affect ... Feb 10, 2025 ... A soft credit pull, or soft inquiry, is a credit check that has no impact on your credit score. Lenders and financial institutions typically use ... Sep 20, 2024 ... Soft inquiries can appear on your credit report when a company receives information to make an offer of credit, like a pre-approved credit card ... Understanding your credit score is imperative to getting the best finance rates and highest borrowing power. Before applying for credit: Check your credit ... Mar 27, 2025 ... How many points does a soft inquiry affect credit score? ... A soft inquiry does not affect your credit score, so no points will be lost. However, ... These credit checks, known as hard inquiries, may affect your credit-based insurance score. Soft inquiries. When your credit report is reviewed by you, by ...