How do soft inquiries relate to online lending platforms?

This is different from a “soft” inquiry, which can result when you check your own credit reports or when a promotional credit card offer is generated. Soft ... Nov 2, 2020 ... Since you're already a Citizen One customer, those soft pulls on your credit report won't affect your credit score or record anyway. Companies ... Oct 24, 2022 ... For example, when you check your own credit reports with one or all three of the major credit bureaus (Experian, Equifax and TransUnion), a soft ... A hard inquiry will impact your credit score, you can make a soft inquiry to check the credit score. This will help in knowing whether you will be eligible for ... Feb 20, 2025 ... Find out the difference between a soft inquiry and a hard inquiry, and how they can impact your credit score. A soft credit inquiry or soft pull happens when you or another person checks your credit report without formal application. It also occurs when a company runs ... Aug 31, 2020 ... Soft inquiries do not affect your credit score. Watch Out for Inaccurate Inquiries. Hard inquiries for credit applications you don't recognize ... Soft inquiries are checks of your credit report that are not associated with your application for credit. They do not impact your credit scores in any way. Dec 20, 2016 ... [to] investigate your credit worthiness, and to obtain credit information, including a consumer credit report….” 2 SoFi processed this inquiry ... Soft credit checks do not affect your credit score and will not be visible to other lenders. Good to know: If you make late payments or fail to pay, this could ...