Do utility company credit checks result in a soft or hard inquiry?

Jul 19, 2023 ... What is a soft credit check? A soft inquiry, or soft pull, on your credit report typically happens when you, another person or a company checks ... A soft credit inquiry or soft pull happens when you or another person checks your credit report without formal application. It also occurs when a company runs ... This is different from a “soft” inquiry, which can result when you check your own credit reports or when a promotional credit card offer is generated. Soft ... Jan 4, 2024 ... How does a soft inquiry affect my credit score? Soft credit checks will not hurt your credit and are only visible to you when you review your ... Soft inquiries are checks of your credit report that are not associated with your application for credit. They do not impact your credit scores in any way. A soft credit pull is used for personal credit checks, preapproved credit card offers and prequalification for a home loan. How can I prepare for a soft or hard ... Dec 10, 2023 ... No, soft inquiries do not affect your credit score. Only a hard credit check (sometimes referred to as a hard pull or hard inquiry) can ... Jun 5, 2023 ... Each soft credit check is recorded on your credit file but will not be shown on credit reports provided to credit providers and will not affect ... A hard credit check or inquiry is different than a soft check as it may have an impact on your credit score. Both hard and soft inquiries will show up on your credit report. However, only one type of inquiry impacts your credit score. Below are the important ...