Are soft inquiries considered public records?

Sep 21, 2020 ... The primary sign of a soft credit inquiry is that it does not adversely affect your credit score, said Jessica Chase, manager of the sales and ... Soft inquiries may not affect your credit score directly, but they can be viewed on your reports by either yourself or lenders. When you apply for a line of ... Dec 20, 2016 ... [to] investigate your credit worthiness, and to obtain credit information, including a consumer credit report….” 2 SoFi processed this inquiry ... Feb 5, 2025 ... A soft inquiry doesn't impact an individual's credit score. Hence, you can access your credit profile as many times as you wish without worrying ... These credit checks, known as hard inquiries, may affect your credit-based insurance score. Soft inquiries. When your credit report is reviewed by you, by ... Jan 14, 2022 ... Consumers can breathe easy knowing the soft credit inquiry will not hurt their credit score. This no-risk entry point can help to establish a ... Soft credit checks can occur without you ever noticing. Don't worry—that's normal. When a third party wants to review your creditworthiness or payment history ... Feb 9, 2016 ... If you look at your credit report after using Self Check, you may see a record a “soft hit” or “soft inquiry” in your report. However, soft ... Feb 20, 2025 ... Find out the difference between a soft inquiry and a hard inquiry, and how they can impact your credit score. Oct 1, 2024 ... What is a soft credit inquiry? Everything you need to know · Soft inquiries are pulls of your credit report that don't involve applying for ...