What are some best practices for lenders in disclosing APR clearly and accurately? How can financial literacy education help consumers better understand and utilize APR information?
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- What are some best practices for lenders in disclosing APR clearly and accurately? How can financial literacy education help consumers better understand and utilize APR information?
- Are there consumer protection agencies that deal with APR issues? How does inflation affect the real cost of borrowing when considering APR?
- How should I factor in the potential need to refinance a balloon payment when evaluating APR? What is the APR for different tiers of credit scores?
- Are there incentives or benefits for borrowers who finance energy-efficient homes?
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- When is a fixed APR more suitable? What is a promotional APR?
- Where can I find information about regulations concerning APR in my jurisdiction? How does APR transparency vary across different types of financial products and lenders?
- What happens after the promotional period ends? Are there any catches with promotional APRs?
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