Am I required to maintain a certain level of underlying coverage?

An Umbrella policy extends the personal liability coverage provided by your auto, homeowners, motorcycle, boats, and other personal insurance policies. Critical coverage that keeps going when you need it most. There's no shortage of unforeseen circumstances that could impose a real risk to your family's assets ... No. NY Ins. Law § 3425 (McKinney 2000) does not permit the insurer to cancel a policyholder's personal umbrella liability policy (PUL). An umbrella policy provides additional liability coverage and can give you added protection for covered claims where the damages or injury exceeds the limits. A Personal Umbrella Policy can provide protection against catastrophic losses due to personal liability that can threaten your assets. For example: If you cause serious injury to someone else in an auto accident, or if your house fire damages your neighbor's house, your personal umbrella ... Oct 30, 2024 ... What Are the Best Personal Umbrella Insurance Companies in Florida? · Progressive: Progressive is based in Ohio but offers personal umbrella ... Our umbrella insurance policy requires a minimum limit of $1,000,000 in liability coverage. That's a much higher limit than may normally be available under the ... Extra Protection for Unforeseen Events. Umbrella insurance provides an extra layer of protection for you and your family from potentially devastating financial ... Coverage Highlights · $1/2/3/5 million limits of liability available · Stand-alone program · Competitive pricing · Domestic partners acceptable if residing in ...