The insurance company will typically work to determine the degree of fault for each party involved.

We have extensive experience writing personal umbrella policies and can help you get the right coverage to protect your personal financial security. An umbrella insurance policy is a type of personal liability coverage that goes beyond the amount that regular homeowners or vehicle insurance offers. To own ... A personal umbrella policy provides you with an extra layer of insurance above and beyond the existing limits of your homeowners and auto policies. For example: If you cause serious injury to someone else in an auto accident, or if your house fire damages your neighbor's house, your personal umbrella ... A Personal Umbrella is a low-cost policy designed to protect you, your family and your future against catastrophic lawsuits and judgments. It offers protection for you and family in your household against large and potentially devastating liability claims or judgments. In short, a personal umbrella ... Feb 20, 2025 ... Umbrella insurance provides coverage beyond your liability insurance limits, which can pay out if you or your household members accidentally ... Oct 7, 2020 ... Umbrella insurance is a type of personal liability insurance that can cover claims in excess of your regular homeowners, renters or auto ... What this means is that your home or auto policy may provide $300,000 of liability for an accident in which you are determined to be at fault, while a personal ... Monoline has set the industry standard for modern insurance technology, streamlining quoting, binding, and policy management with unmatched efficiency. Trusted ...