What are the ethical considerations surrounding the use of default mechanisms in retirement savings plans, and how can these concerns be addressed

In an increasingly competitive market, LCP examines the key areas of focus for master trusts outside of investments, as well as other important areas that ... For those members who do not make an investment choice, their future Investments will be invested in accordance with the DIS. The DIS is required by law to be ... The default investment fund established under the plan is the Vanguard Target Retirement Date Fund series. Your contributions will be invested in the Target ... Nov 13, 2024 ... We are writing to you regarding the Retail Investment Strategy (“RIS”) proposal, which rightly aims ... default/files/2024-05/ESMA24-450544452-. Aug 25, 2023 ... We list factors MPF contributors and retirees should consider before investing in this product. ... In the Mandatory Provident Fund (MPF) scheme, ... What are investment strategies? ... By default, when we open your Smart Pension account, we'll use a pre-determined investment strategy to put your initial ... A pension schemes' default in- vestment strategy is the way in which members automatically have their contributions invested, unless they make an active in-. With this feature, participants can be defaulted into unique investments based on age. And as younger participants approach retirement, they can automatically ... May 24, 2024 ... DIS automatically reduces the proportion of investments in higher risk assets as the scheme member approaches retirement age. ... All ... What is MPF Default Investment Strategy (DIS)? · Automatic reduction of investment risk according to members' age · Fee cap: management fees and out-of-pocket ...