What are the potential fiduciary risks associated with offering a default investment strategy

Investing your savings · If you do not choose funds yourself, we will invest your contributions in the default option for your Plan. This may be a single fund ... Yet 84% keep their money in the plan's default investment, which can affect their long-term retirement prospects.3 Too many do not have a holistic strategy for ... made clear. Managing Risk – Asset allocation and investment strategy. • As with any DC pension scheme, individuals in the default option will be exposed ... ... default investment alternatives (QDIAs) and relevant ... services include continuous monitoring and rebalancing to ensure that the investment strategy and ... Feb 23, 2022 ... For people unwilling or unable to choose, a default investment strategy should be established in line with the objectives of the DC pension ... We investigate how retirement plan providers choose default investment strategies for passive members. We interview plan executives and survey members during a ... Jun 2, 2010 ... invested in bonds), two fixed portfolio strategies (with fixed proportions in equities of 50% and 60% respectively) and a life cycle investment ... Dec 9, 2016 ... For those members who do not make an investment choice, their future investments will be invested in accordance with the DIS. The DIS is ... CPP Investments' strategy focuses on maximizing long-term returns while managing risk through well-balanced portfolio diversification and active management. Feb 10, 2025 ... It showed that 77% of employees surveyed believe that having a personalized investment portfolio will help better prepare them for retirement.1.