How should individuals evaluate whether the default investment strategy is right for them What questions should individuals ask about their retirement plan's default investment strategy

We investigate how retirement plan providers choose default investment strategies for passive members. We interview plan executives and survey members during a ... Apr 29, 2024 ... Our research covers 22 governed DC default investment strategies, available through the leading master trust, contract-based and own-trust solutions. ... investment strategy to help fund the retirement lifestyle you deserve. ... This is our default investment option where a majority of our members have their super ... The separate guidance document accompanying the Code sets out how schemes should communicate investment strategies to members. Default funds today. As noted, a ... May 24, 2024 ... DIS automatically reduces the proportion of investments in higher risk assets as the scheme member approaches retirement age. ... All ... What are investment strategies? ... By default, when we open your Smart Pension account, we'll use a pre-determined investment strategy to put your initial ... Apr 9, 2025 ... Lifestyle strategies aim to deliver growth by investing the pension scheme members' funds in a greater proportion of equities in the early years ... The Cushon Sustainable Investment Strategy is our award-winning primary default investment strategy. This is where your savings are automatically invested. Our default is the Balanced Targeting Flexible Access GIS. Like our other Governed Investment Strategies, it aims to achieve capital growth over the longer term ... Investing your savings · If you do not choose funds yourself, we will invest your contributions in the default option for your Plan. This may be a single fund ...