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Mortgage affordability calculator. Get an estimated home price and monthly mortgage payment based on your income, monthly debt, down payment, and location. Find ... What mortgage can you afford? When it comes to mortgages, you want to find a balance between borrowing enough to buy your home, but not so ... Use this home affordability calculator to get an estimate of the home price you can afford based upon your income, debt profile and down payment. We'll walk you through multiple factors to consider to help you estimate a mortgage loan amount and home purchase price with your salary in mind. The easiest way to understand your financial health is to calculate your debt-to-income ratio — this will help you determine the maximum mortgage amount you can ... This calculator is intended to help estimate an affordable monthly payment and loan amount based on your take-home pay. These numbers are meant only to help ... Dec 28, 2023 ... The 2.5 times your income rule. The rule of 2.5 times your income stipulates that you shouldn't purchase a house that costs more than two and a ... For most people and families, the total house value should generally be no more than 3 to 5 times their total annual household income. The Old National Bank home affordability calculator will help you visualize what home value you can afford, and your total monthly mortgage payment. How Much Home Can I Afford? When you're buying a home, it is important to know what to expect from mortgage lenders as they evaluate your eligibility for a ...