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Aug 14, 2021 ... The DTI ratio determines the percentage of monthly income that should be dedicated to paying off debt. Most lenders recommend a DTI ratio of 36% ... Oct 3, 2016 ... In fact, a separate report from Redfin, a national real estate company, found that just 17 percent of California homes for sale are affordable ... This rule asserts that you do not want to spend more than 28% of your monthly income on housing-related expenses and not spend more than 36% of your income ... You can afford a home worth up to $336,480 with a total monthly payment of $1,750 · LOAN & BORROWER INFO · TAXES & INSURANCE · ASSUMPTIONS. Debt-to-income ratio. How much home can I afford? ; Payment Breakdown ; Monthly insurance and other costs ; Annual property tax. % $ ; Monthly association dues (if any). Use our new house calculator to determine how much of a mortgage you may be able to obtain. Income and Debt Obligations The easiest way to understand your financial health is to calculate your debt-to-income ratio — this will help you determine the maximum mortgage amount you can ... Dec 26, 2024 ... Take monthly gross and multiply by .28 thats the lower limit before you are housepoor, which is what i figure calcs are mathing to. Upvote 1 What mortgage can you afford? When it comes to mortgages, you want to find a balance between borrowing enough to buy your home, but not so ... Calculator Results. You can afford a home worth $306,977.72 without getting the tax benefit. However, you can afford a home worth $384,680.78 with the tax ...