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This tool calculates the maximum home price and mortgage loan that you may be able to afford for a given down payment, loan-to-value ratio, and total monthly ... For most people and families, the total house value should generally be no more than 3 to 5 times their total annual household income. You can use this home affordability calculator to estimate how much home you could potentially afford. Apr 17, 2019 ... There are multiple factors that determine how much home you can afford, including your income, debt-to-income ratio, property taxes, ... Use this calculator to estimate how much house you can afford with your budget. Dec 28, 2023 ... The 2.5 times your income rule. The rule of 2.5 times your income stipulates that you shouldn't purchase a house that costs more than two and a ... Calculate how much house you can afford using our award-winning home affordability calculator. Find out how much you can realistically afford to pay for ... May 29, 2024 ... With a $100,000 annual income, you can generally afford a home priced between $360,000 and $600,000. This range depends on factors like your ... Jul 7, 2022 ... The most straightforward way – and the most realistic way – to learn how much you can afford is to get prequalified with a mortgage lender. The Old National Bank home affordability calculator will help you visualize what home value you can afford, and your total monthly mortgage payment.