What questions should I ask potential mortgage lenders?

The easiest way to understand your financial health is to calculate your debt-to-income ratio — this will help you determine the maximum mortgage amount you can ... Affordability Calculator. Use Zillow's affordability calculator to estimate a comfortable mortgage amount based on your current budget. Enter details about your ... Wondering how much you can afford for a house? Use Firefighters First Credit Union's (FFCU) mortgage qualifier calculator to find the best answer. How much home can I afford? · You can afford a home worth up to $267,651 with a total monthly payment of $1,750 · Get Pre-Approved · Mortgage Calculator Library. How much house can I afford? Use the TD mortgage affordability calculator to determine a comfortable mortgage loan and price range for your new home. Calculator Results. You can afford a home worth $306,977.72 without getting the tax benefit. However, you can afford a home worth $384,680.78 with the tax ... Nov 3, 2017 ... A general rule is to keep home costs, which includes mortgage payment, property taxes and insurance, between 25% and 36% of your take-home pay. Here's how that works: let's say you make $72,000 per year or $6,000 per month. This means you should limit your budget to spending $1,680 per month on housing ... For most people and families, the total house value should generally be no more than 3 to 5 times their total annual household income. Dec 26, 2024 ... Take monthly gross and multiply by .28 thats the lower limit before you are housepoor, which is what i figure calcs are mathing to. Upvote 1