What if I have a roommate who intentionally damages my belongings?

Renters insurance only protects your personal property if your things are damaged or destroyed by one of the following perils: Fire, lightning, and wildfires. If there's a fire or someone robs you, renters insurance will replace your stuff at its current market value—from your clothing to that TV you splurged on ... The short answer: Yes, renters insurance does cover fire damage. What's Typically Covered? Personal Property: Items such as furniture, electronics, and clothing ... Back to our original question, does renters insurance cover flood damage? The answer is no. Your renters insurance policy will most likely NOT cover flooding ... Renters insurance covers all the property in your home, including -- but not limited to -- clothing, furniture, computers, electronics, jewelry, art, and ... What does renters insurance cover? A standard policy covers your personal belongings, your liability at home and out in the world, and additional living ... Renters insurance covers personal property, personal liability, medical payments and additional living expenses or loss of use, up to the limits of your policy. The amount of money an insurance company charges for insurance coverage. One size does not fit all. Not all renters insurance is the same – some policies cover ... Dec 9, 2022 ... The typical renters insurance policy covers theft, including packages stolen from your doorstep, porch, or entrance. However, depending on your ... What does renters insurance cover? · Your personal possessions. Renters insurance policies can provide coverage for your personal possessions. · Additional living ...