Damage to personal property on my balcony from covered perils like windstorms or falling objects should be covered, right?

Jul 25, 2023 ... The answer is yes, provided that the damage was accidental. The best example of this is that you damaged the wall while moving a new couch into your unit. A renters insurance policy also covers your personal legal responsibility (or liability) for injuries to others and/or their property while they are on your ... Your landlord has insurance for structural damage to the building, and might even be protected against damage caused by tenants. However, this coverage does not ... A typical renters insurance policy includes three types of coverage that help protect you, your belongings and your living arrangements after a covered loss. The one thing renters liability insurance does not cover is injuries to you, the renter. Your medical insurance should cover you for an injury or illness. If ... While most common accidents and personal injuries sustained on rented properties are often covered by renter's insurance, there are some notable exceptions. Renters insurance covers personal property, personal liability, medical payments and additional living expenses or loss of use, up to the limits of your policy. Feb 26, 2024 ... Any possession covered by your renters insurance is covered if stolen, no matter where you or the items were when they were lost or damaged, or ... Renters insurance can help cover the costs of damage to your possessions and help protect you from the costs of personal liability claims made against you. Renters insurance can cover both your personal liability and your belongings in the event of a covered incident, such as theft, water damage, or fire. The ...