What if I accidentally spill paint and damage the carpet in my apartment?

Renters insurance only protects your personal property if your things are damaged or destroyed by one of the following perils: Fire, lightning, and wildfires. What Does Renters Insurance Cover? · Personal property: Protects your belongings such as furniture and electronics if they are accidentally damaged or destroyed ... Floods and earthquakes are not covered. Supplemental insurance is available to cover these disasters—see the Frequently Asked Questions section of the brochure ... What does renters insurance cover · Personal property coverage. Renters insurance pays to repair or replace your personal belongings if they get damaged or ... However, the landlord's insurance typically covers structural damage to his property and does not extend to your personal property or protect you from being ... Dec 6, 2023 ... Renters insurance in California typically includes four main types of coverage: personal property, liability, additional living expenses (ALE), ... May 4, 2021 ... Yes, good renters insurance in Raleigh does. Whether your belongings are damaged in, or taken from your home, car, moving van, or camper, a rental insurance ... Provides coverage for your household items in the event of a fire, theft, or other covered loss. Additional Personal Property: Provides additional coverage for ... Apr 3, 2025 ... What Does Renters Insurance Cover? Renters insurance covers your unit's contents, liability expenses, and loss of use expenses if a covered ... Nov 29, 2022 ... Circumstances Renter's Insurance Does Not Cover. Liability coverage in a renters' insurance policy won't pay for intentional property damage or ...