My liability coverage might extend to damage caused by animals under my control or on my property, but it could also depend on the guest's responsibility, right?

May 2, 2024 ... The property damage liability portion of your renters policy may help pay for covered losses up to your policy limit. It's designed to help ... Nov 21, 2024 ... While renters insurance is comprehensive, it doesn't cover everything. For instance, damages due to neglect, mold, insects and flooding are ... Mar 11, 2025 ... What Does Renters Insurance Cover? · means the insurance company will only pay you what your items were worth when they were stolen, lost or ... Jun 8, 2022 ... Renters insurance typically covers smoke or fire damage, certain types of water damage and accidents or injuries in your home. Renters insurance covers personal property, personal liability, medical payments and additional living expenses or loss of use, up to the limits of your policy. What does renters insurance cover? · Fire & Smoke Damage · Vandalism & Theft · Weather Impact · Water Damage · Visitor Injuries · Items Covered By Renters. Most renters policies don't cover earthquake damage. And even if your landlord has earthquake insurance, their policy won't cover your belongings. Get a CEA ... Jun 12, 2024 ... Most insurance companies will not pay for personal items lost to a fire or smoke, water and mold damage unless you can prove you owned the property. Renters insurance covers you against losses from fire or smoke, lightning, vandalism, theft, explosion, windstorm, and certain types of water damage (such as ... Why purchase renters insurance? · Your personal belongings in the event of theft or fire · Liability if a guest is injured in your home · Additional living ...