What if a neighboring apartment fire causes smoke and water damage to my unit?

Apr 12, 2024 ... Your children, if residents of your household, are generally covered by your renters insurance. In addition to replacing items that are damaged or destroyed. Renters insurance can cover both your personal liability and your belongings in the event of a covered incident, such as theft, water damage, or fire. The ... What Does Renter's Insurance Cover? ... Renters insurance typically covers the possibility of damage from things like: ... It may also cover any costs associated ... May 24, 2024 ... Which risks does renters insurance cover? · Fire and lightning · Theft and vandalism · Pipes that burst during a freeze · Sudden, accidental ... Apr 29, 2022 ... A typical renters insurance policy will cover these damages, but uninsured renters may be on the hook. Property owners have a duty to maintain ... What Does Renters Insurance Cover? · Personal property: Protects your belongings such as furniture and electronics if they are accidentally damaged or destroyed ... If there's a fire or someone robs you, renters insurance will replace your stuff at its current market value—from your clothing to that TV you splurged on ... May 4, 2024 ... Renters insurance typically provides liability coverage for all of the members of your household. Because you, as the pet owner, are held liable ... Yes, renters insurance typically covers your possessions wherever they are — including in a storage unit ... Dec 6, 2023 ... Renters insurance in California typically includes four main types of coverage: personal property, liability, additional living expenses (ALE), ...