If someone is injured in my apartment, would renters insurance help?

Jan 2, 2025 ... Renter's insurance typically covers similar types of losses as on a homeowner's policy, such as fire, smoke, theft, etc. Renter's insurance does ... Jul 11, 2023 ... Renters insurance cover damages for personal belongings if they were damaged by wind, lightning, fire, theft or vandalism. Jun 18, 2024 ... Quick Answer. Renters insurance usually covers your personal belongings from theft or damage. It also covers legal liability and medical ... Your renter's insurance policy will generally pay to replace any property that is stolen, damaged or destroyed by a covered cause, subject to any policy limits ... Does my homeowners or renters insurance cover any earthquake damage? In general, your homeowners or renters insurance does not protect your house from the ... What Does Renters Insurance Cover? · Personal property: Protects your belongings such as furniture and electronics if they are accidentally damaged or destroyed ... Renters' insurance covers you against financial loss if your personal property (contents) is damaged or destroyed from a covered peril. A peril is something ... Most renters policies don't cover earthquake damage. And even if your landlord has earthquake insurance, their policy won't cover your belongings. Get a CEA ... Renters insurance only protects your personal property if your things are damaged or destroyed by one of the following perils: Fire, lightning, and wildfires. Jul 12, 2023 ... Renters insurance typically does not cover mold resulting from a gradual or persistent condition or a lack of maintenance. For example, if an ...