Does renters insurance cover the cost of replacing my computer if it's damaged by a lightning strike?

May 2, 2024 ... The property damage liability portion of your renters policy may help pay for covered losses up to your policy limit. It's designed to help ... The landlord generally buys insurance coverage to protect their interest, such as the building, loss of rents, liability, etc. It does not cover your property. Jul 11, 2023 ... Renters insurance cover damages for personal belongings if they were damaged by wind, lightning, fire, theft or vandalism. Dec 6, 2023 ... Renters insurance in California typically includes four main types of coverage: personal property, liability, additional living expenses (ALE), ... Renters insurance covers personal property, personal liability, medical payments and additional living expenses or loss of use, up to the limits of your policy. Renters' insurance covers you against financial loss if your personal property (contents) is damaged or destroyed from a covered peril. A peril is something ... Back to our original question, does renters insurance cover flood damage? The answer is no. Your renters insurance policy will most likely NOT cover flooding ... Renters insurance covers all the property in your home, including -- but not limited to -- clothing, furniture, computers, electronics, jewelry, art, and ... Personal property coverage pays to repair or replace personal belongings if they are damaged, destroyed, or stolen. This is the most commonly purchased renters ... Mar 5, 2024 ... Renters insurance provides multiple coverage types, including coverage for personal property, liability, medical payments and additional living expenses.