How do I properly appraise and insure high-value items?

Jul 25, 2023 ... The answer is yes, provided that the damage was accidental. The best example of this is that you damaged the wall while moving a new couch into your unit. Jul 11, 2023 ... Renters insurance cover damages for personal belongings if they were damaged by wind, lightning, fire, theft or vandalism. Why do I need homeowners insurance? If something happens to the home or ... The owner's insurance covers the building, not your personal property. Our list below details what Renters Insurance protects. Fire, We know you won't play with fire but, just in case there's an accident like a grease fire, it's ... Feb 19, 2024 ... Most renters insurance policies cover water damage resulting from burst pipes or infrastructure issues. But before you start to make a new shopping list (and ideally after you've cleaned up the evidence), check in with your insurance agent: Food spoiled because of ... Why purchase renters insurance? · Your personal belongings in the event of theft or fire · Liability if a guest is injured in your home · Additional living ... What does renters insurance cover? · Fire & Smoke Damage · Vandalism & Theft · Weather Impact · Water Damage · Visitor Injuries · Items Covered By Renters. Renters insurance will cover the cost of a broken window if that window belongs to another person. This is covered under the liability portion of your renters ... Renters insurance generally covers appliances when they're damaged by fire, water damage, theft, and vandalism.