If the association hires employees, are they covered by workers' compensation?

If you're sued over an injury that happened in your unit, this part of your condo insurance coverage can cover your expenses. Medical payments. If a guest has a ... Personal liability insurance does not have a deductible you must meet before the insurer begins to pay losses. Liability coverage also requires the insurer to ... It covers your home for all risks of physical loss, except those that are specifically excluded in the policy, such as flood, earthquake, war, nuclear accident, ... Feb 3, 2021 ... What does insurance cover? A master insurance policy covers the building and the areas used by unit owners. This includes parks and pools ... Dec 4, 2023 ... Condo insurance is a mix of coverage types that protect your investment in your condominium in case of problems like fire, theft, accidental injuries to others. Jan 16, 2025 ... What Does Condo Insurance Cover? · Interior Property · Liability for Injuries · Personal Belongings · Loss of Use. Condominium insurance provides coverage for damage to your house and other structures on the property where your condo is located. It is important to understand ... What does condo insurance cover? · Your belongings · Property Damage · Damage to someone else's property · Personal liability if there are medical bills and legal ... Nov 29, 2024 ... Yes, a condo owner's individual HO6 policy generally covers water damage in Florida. As discussed above, it depends on the source of the leak as well as the ... Don't make any assumptions. COMMON MISCONCEPTIONS. “Flood damage is covered by a standard homeowners insurance policy.” Flood insurance is not covered ...