What are the limits of the duty to defend? What is "duty to indemnify" in a liability insurance policy?

What it covers: HO-1 policies typically provide coverage only for damage or loss caused by 10 specifically named perils: Fire or lightning; Windstorm or hail ... Condo Insurance FAQs ... What does condo insurance cover? Condo insurance typically covers: Damage to your belongings in your unit caused by fire or smoke, ... Common areas of the building that you share with your neighbors like parking areas, lobbies, stairways or elevators are generally covered by the condo ... Dec 4, 2023 ... Condo insurance is a mix of coverage types that protect your investment in your condominium in case of problems like fire, theft, accidental injuries to others. Feb 25, 2025 ... What individual condo insurance covers: · Appliances · Furniture · Interior walls · Wiring and plumbing · Carpets · Light fixtures · Countertops · All ... Condo insurance protects what your association doesn't. Condo insurance covers your personal belongings and the interior of your structure — from the walls ... Mar 11, 2025 ... What Does Condo Insurance Cover? · Personal Belongings · Structural Damage · Additional Living Expenses · Personal Liability. What Can Condo Insurance Cover? ... A condo insurance policy covers appliances, interior walls, and floors (if your responsibility), along with your personal ... What does condo insurance cover? · Personal property coverage · Theft protection · Special limits of liability for certain possessions · Personal liability ... Liability coverage is automatically included with your condo insurance and helps protect you if someone is injured on your property, you're responsible for ...