



What are the social implications of the declining use of cheques in favor of digital payments? How might the increased use of bank drafts impact financial inclusion in certain communities?
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what is the difference between cheque and draft Informational
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- How can individuals make informed decisions about the most suitable payment instrument for their needs? What are the educational resources available to help people understand the differences between various payment methods?
- What are the disadvantages of using a cheque? What are the advantages of using a bank draft?
- What are the implications of losing a bank draft? Can a photocopy of a cheque be used for any legal purpose?
- How do the fees for a bank draft compare to those for a certified cheque?
- What is the implication of the "not negotiable" crossing on a cheque? How does a "not negotiable" marking affect the transferability of a bank draft?
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- How do legal frameworks need to adapt to the rapidly changing landscape of payment technologies?
- How does endorsement affect the transferability of a bank draft? What is the holder in due course principle in relation to cheques?
- What are the social implications of the declining use of cheques in favor of digital payments? How might the increased use of bank drafts impact financial inclusion in certain communities?
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