Linking Risk and Strategy

Jan 31, 2022 ... “Informal Risk Sharing with Local Information. ... “Strategic Interactions on Financial Networks for the Analysis of Systemic Risk. financial health may not only be informative about that bank's default risk; the signal ... credit spread puzzle for the 22 largest banks or banking groups ... ... credit and credit card accounts is useful for assessing default risk. For these credit products, it is critical for lenders to produce private information ... Investigating if banks exploit their information advantage over borrowers, analyzing the impact of capital level on credit risk-taking in syndication loans. Jul 31, 2024 ... ... credit risk of a bank's overall retail loan portfolio. Bank-fintech arrangements may also pose liquidity risks if the bank fails to ... risk management. While banks are expected to exert more effort to collect, analyze, organize, and report information relevant to their loan portfolios under the ... Apr 25, 2024 ... This includes exchanging information with other companies and organizations for the purposes of fraud protection and credit risk reduction. Mar 25, 2025 ... We examine whether loan portfolio sectoral specialization provides informational advantages to banks, enabling better credit risk assessment ... Nov 21, 2024 ... Financial Stability: Emerging Risks in a Time of Interconnectedness and Innovation. The Federal Reserve Bank of Cleveland and the Office of ... Financial institutions will also benefit from this training and examination information ... Guidance to examiners on reviewing the bank's BSA/AML risk assessment ...