Consumer Spending and Competition

Mar 25, 2025 ... We examine whether loan portfolio sectoral specialization provides informational advantages to banks, enabling better credit risk assessment ... Investigating if banks exploit their information advantage over borrowers, analyzing the impact of capital level on credit risk-taking in syndication loans. Mar 13, 2025 ... Supplementary reports. The companies listed in this section sell data primarily to help entities manage credit and fraud risk. This information ... A bank's fair lending compliance risk could increase when a bank's credit decisioning models include algorithms, variables, or other processes that result ... May 17, 2005 ... Historically, the supervisory method for evaluating credit risk at banks ... information about risks will be disclosed by banking organizations. All merchants that process credit cards, even just one or two a year, are required to meet the standards. The requirements to safely store full card information ... May 15, 2023 ... The examples that follow are for informational purposes; banks are free, but not required, to use these due diligence templates. Individual ... IMPORTANT ADVISORIES AND INFORMATION. OFAC Alert: Sanctions Risk for Foreign Financial Institutions that Join Russian Financial Messaging System, System for ... Mar 2, 2022 ... The Committee believes the information provided may be useful for both supervisors and banks in their day-to-day activities. This document is ... Dec 7, 2023 ... Credit performance through the Great Financial Crisis (GFC) and COVID-19 risk cycles has supported growth in the CLO market, broadened the ...