



What is the difference between an immediate annuity and a deferred annuity
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what is an immediate annuity Informational
- How does marital status and the financial situation of a spouse affect the decision to purchase an immediate annuity
- What are the advantages and disadvantages of each option in terms of guaranteed income, potential growth, liquidity, and risk
- For retirees seeking stable income, immediate annuities can be a component of their fixed-income allocation
- Are there any guarantees associated with inflation-adjusted annuities
- What are the costs and benefits of an inflation-adjusted annuity
- How can an immediate annuity provide guaranteed income in retirement
- Inflation-adjusted annuities aim to preserve purchasing power, but the principal itself isn't growing in a traditional investment sense
- How do administrative fees affect the net payout of an immediate annuity
- It's important to consult with a financial advisor and tax professional to understand the implications of using annuities for charitable giving
- What are the look-back periods and transfer rules related to annuities and Medicaid
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