



They may require insurance agents and brokers to have a reasonable basis for their annuity recommendations
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what is an immediate annuity Informational
- If a retiree already has a significant portion of their income needs met through Social Security and pensions, the need for a large immediate annuity may be less critical
- The allocation to immediate annuities should be considered in the context of other assets, such as stocks, bonds, and real estate
- With a fixed immediate annuity, the principal itself does not grow; instead, it is used to fund the guaranteed income stream
- What are the risks and rewards of a variable immediate annuity
- What are the different types of inflation adjustments available
- It is important to carefully consider the implications before selling annuity payments
- It's important to consult with a financial advisor and tax professional to understand the implications of using annuities for charitable giving
- How can you compare immediate annuity quotes from different providers
- What is the process of annuitization
- Are immediate annuity payments subject to state income tax
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