



How do immediate annuities fit into a broader asset allocation strategy
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what is an immediate annuity Informational
- There are limits on the amount that can be invested in a QLAC
- What are the different types of financial advisors and their compensation structures
- For retirees seeking stable income, immediate annuities can be a component of their fixed-income allocation
- What is the role of immediate annuities in mitigating sequence of returns risk in retirement
- It's important to avoid recommending annuities that are overly complex or unnecessary for the client's needs
- How does a variable immediate annuity work
- What is inflation risk in the context of annuities
- Can you purchase an immediate annuity directly from an insurance company
- A portion of each annuity payment will be considered a tax-free return of principal (exclusion ratio), reducing the taxable income
- Consider your life expectancy and the potential for outliving your savings
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