Platform Differences What are the potential benefits of government-backed or subsidized loan programs as alternatives to high-vig private lenders
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what is a vig Informational
- Hidden Expenses What is the psychological impact of being indebted due to a high vig
- Encouraging Competition
- Ensuring Consent What is the role of technology in creating early warning systems to identify individuals at high risk of falling victim to predatory lending with hidden vigs
- Protecting Individuals What is the role of technology in facilitating secure and transparent methods of payment and fund transfer that can help to reduce reliance on cash transactions in illegal vig operations
- Unethical Practices How does the vig affect the overall volume of betting or borrowing in different markets
- Strengthening Social Capital What is the relationship between the vig and the broader issues of economic justice and fairness in financial markets, particularly for marginalized and underserved communities
- Combating Organized Crime How can the legal system be adapted to better protect vulnerable individuals, such as the elderly or those with cognitive impairments, from being targeted by predatory lenders charging exploitative vigs
- Data-Driven Regulation
- Early Education
- Financial Literacy
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