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Which Credit Score is Used? If 3 scores – use the middle score. If 2 scores ... the streamlined credit analysis cannot be used, and a further review is needed. Are you looking to buy a new car but you want to know more about how your credit score can affect your financing opportunities? Feb 28, 2025 ... There is no universal credit score requirement for car finance. Each lender uses different criteria when assessing applications. Generally, a ... 740-799: Very Good This score range indicates positive credit behavior. · 670-739: Good Lenders typically view those with this score range as acceptable or lower ... Prequalifying for an auto loan can help you find out how much you can borrow. Save time, estimate payments and be ready to buy with no credit score impact. Jan 24, 2025 ... There's no universal minimum credit score required for purchasing a car. However, credit scores play a central role in the car-buying process. Ideal Credit Score to Finance a Car · Average Credit Score to Finance a New Car: 714 (“Prime”) · Average Credit Score to Finance a Used Car: 655 (“Non-Prime”). Most used auto loans go to borrowers with minimum credit scores of at least 675. For new auto loans, most borrowers have scores of around 730. But again, you ... Mar 18, 2025 ... The credit score required and other eligibility factors for buying a car vary by lender and loan terms. Still, you typically need a good credit ... Many Rockland, Plymouth, and Weymouth, Massachusetts, shoppers may be wondering about this same issue. MINI of Rockland can tell you what credit score you need ...