What are some options for refinancing my car loan if my credit score improves in the future?

Credit Estimator for Vehicle Financing in Baxley, GA. When it's time to make a monumental purchase like a new vehicle or a house, it is important to know where ... Getting Car Financing With Bad Credit. What credit score do you need to obtain financing for buying a car? That depends because Oakwood drivers with a deep ... Most used auto loans go to borrowers with minimum credit scores of at least 675. For new auto loans, most borrowers have scores of around 730. But again, you ... In 2019, the average credit score for a new car loan was 715 and the average credit score for a used car loan was 662. 661-780 (prime): For car shoppers who fall into the prime credit score rating, you'll receive slightly higher interest rates than those who have superprime ... Mar 19, 2025 ... For example, if your score is 750 or higher, you might be able to land an interest rate as low as 4%. But if your score sits in the 600–649 ... If your score is lower than 662, not to worry: almost one quarter of all used and new car loans went to drivers with credit scores below 600. Bad credit car ... Benefits of Getting Credit Union Car Loan. Get pre-approved and know your ... What kind of credit score do you need to get a car loan? The credit score ... To buy a car, a credit score of around 660 or higher is typically needed to secure favorable loan terms, though higher scores can lead to better interest rates ... Mar 10, 2025 ... According to Experian, a target credit score of 661 or above should get you a new-car loan with an annual percentage rate of around 6.4% or ...