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The journey to financing a new, used, or certified pre-owned car is an exciting process often filled with several important considerations to make. In 2023, the average credit score for drivers who procured new car loans was 741, and 682 for a used vehicle. There is no minimum score that you need to buy a used or new car. You can buy a car with any level of credit. Jul 19, 2024 ... What credit score do you need to buy a car? · A good credit score to buy a car is often above 660, as you're then considered a "prime" borrower. Mar 1, 2021 ... Created and curated by the Fair Isaac Corp., FICO says its scores – which range from 300 to 850 – are used by 90% of the nation's top lenders. Jan 24, 2025 ... There's no universal minimum credit score required for purchasing a car. However, credit scores play a central role in the car-buying process. What Credit Score Is Needed To Buy a Car? · While you can find financing with any credit score, a good credit score for a car loan is usually between 670 and ... Mar 18, 2025 ... The credit score required and other eligibility factors for buying a car vary by lender and loan terms. Still, you typically need a good credit ... Feb 28, 2025 ... There is no universal credit score requirement for car finance. Each lender uses different criteria when assessing applications. Generally, a ... Benefits of Getting Credit Union Car Loan. Get pre-approved and know your ... What kind of credit score do you need to get a car loan? The credit score ...